You can heal your financial life: pare your holdings until you can discharge your stress. If your stock holdings dont go up significantly, you dont win because you dont have enough margin of safety, if your holdings stay around the same price as you paid, youll probably worry that they could decline and it will be stressful, and if your stock holdings decline in price significantly you dont have an investment any more, you only have hope. That kind of hope is never as good as having the money in your account, hope doesnt pay the bills and it doesnt provide for your retirement.